Terms of Use
Banksey Terms of Use
Last updated: 8 July 2025
Welcome to Banksey! These Terms of Use ("Terms") govern your access to and use of Banksey's services, including our website, mobile app, and any related features (collectively, the "Services"). Please read them carefully. By using Banksey, you agree to these Terms.
1. Eligibility
You must be at least 18 years old and legally capable of entering into a binding agreement to use Banksey. By using the Services, you represent that you meet these requirements.
2. Your Account
Account Creation: You must provide accurate and complete information when creating your account.
Security: You're responsible for maintaining the confidentiality of your login credentials and for any activity under your account.
Updates: Please keep your contact and financial information up to date to ensure proper service delivery.
3. Services Overview
Banksey provides AI-powered financial tools to help you manage your money, including:
Budget tracking and goal setting
Spending analysis and insights
Bank account connectivity via Plaid
Banksey does not provide financial, legal, or tax advice. Any insights are informational only and should not replace professional advice.
4. Third-Party Services (Plaid)
We use Plaid to connect your bank accounts. When you use this feature, you authorize Plaid to access your financial data on your behalf. Your use of Plaid is subject to Plaid's Privacy Policy.
We do not store your bank login credentials or have direct access to your bank accounts.
5. Acceptable Use
You agree to use Banksey only for lawful purposes. You may not:
Use the Services in any way that violates applicable laws or regulations
Attempt to access accounts or data you don’t have permission to
Reverse engineer, duplicate, or copy any part of the Service
Upload malicious code, spam, or misuse communication tools
We reserve the right to suspend or terminate your account if you violate these rules.
6. Subscription and Payments
Certain features may require a subscription or one-time payment.
Billing: If applicable, fees will be clearly disclosed before you subscribe.
Renewals: Subscriptions may renew automatically unless you cancel.
Refunds: We do not guarantee refunds except where required by law.
7. Intellectual Property
Banksey and all related content, branding, software, and features are protected under copyright, trademark, and other laws. You may not reproduce, distribute, or create derivative works from our content without permission.
8. Data Retention
We retain your information only as long as necessary to fulfill our services or comply with legal requirements. Once no longer needed, your data is deleted or anonymized.
8. Disclaimer of Warranties
Banksey is provided "as is" and "as available."
We make no guarantees about:
The accuracy of insights or projections
Service uptime or availability
Compatibility with all devices or browsers
9. Limitation of Liability
To the maximum extent allowed by law, Banksey shall not be liable for:
Any indirect, incidental, or consequential damages
Financial losses due to reliance on insights or services
Unauthorized access or alteration of your data
If we are found liable, our maximum liability will not exceed the fees you paid us (if any) in the last 12 months.
10. Termination
You can delete your account at any time through your settings.
We reserve the right to suspend or terminate your access if you violate these Terms or misuse the Services.
11. Governing Law
These Terms are governed by the laws of USA, without regard to its conflict of law provisions. Any disputes will be resolved in the courts of USA, unless otherwise required by applicable law.
12. Changes to These Terms
We may update these Terms from time to time. If we make material changes, we’ll notify you via the app or email. Continued use of the Services means you accept the revised Terms.
13. Contact Us
If you have questions about these Terms, reach out anytime: Contact Us