Banksey

Terms of Use

Last Updated: 2 September, 2024

1. Introduction

Welcome to Banksey! These Terms of Use ("Terms") govern your access to and use of the Banksey application and website (collectively, the "Services"). By accessing or using the Services, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, you may not use the Services.

2. Eligibility

You must be at least 18 years old to use the Services. By using the Services, you represent and warrant that you meet this age requirement and that all information you provide is accurate, current, and complete.
If you are accessing or using the Services on behalf of a company or other legal entity, you represent and warrant that you have the authority to bind that entity to these Terms.

3. Account Registration and Security

To access certain features of the Services, you may be required to create an account. You agree to:
- Provide accurate, current, and complete information during the registration process.
- Maintain the security and confidentiality of your account credentials.
- Notify us immediately of any unauthorized use of your account or any other breach of security.
Banksey is not liable for any loss or damage arising from your failure to comply with these obligations.

4. Use of the Services

You agree to use the Services only for lawful purposes and in accordance with these Terms. You agree not to:
- Use the Services in any manner that could disable, overburden, damage, or impair the functionality of the Services.
- Attempt to gain unauthorized access to any portion of the Services, accounts, or networks connected to the Services.
- Use the Services to engage in any illegal, fraudulent, or harmful activities.
- Use any automated systems, including "robots," "spiders," or "offline readers," to access the Services in a manner that sends more request messages to the Banksey servers than a human can reasonably produce in the same period of time by using a conventional web browser.

5. Financial Information and Advice

Banksey provides tools and insights to help you manage your finances. However, Banksey does not provide legal, or tax advice. The information and insights provided by the Services are for informational purposes only and should not be relied upon as professional advice.
You should consult with a qualified professional before making any financial decisions based on the information provided by the Services.

6. User Content

You may submit or upload content (including financial information, feedback, and other data) to the Services ("User Content"). By submitting User Content, you grant Banksey a non-exclusive, worldwide, royalty-free, perpetual license to use, reproduce, modify, and distribute your User Content in connection with the operation of the Services.
You represent and warrant that you have the right to submit User Content and that it does not violate any third-party rights or any applicable laws.
Banksey reserves the right, but not the obligation, to monitor, review, and remove User Content at its sole discretion.

7. Privacy

Your use of the Services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using the Services, you agree to the terms of our Privacy Policy.

8. Third-Party Services

The Services may integrate with or link to third-party services, such as Plaid, to enhance your financial management experience. Banksey is not responsible for the availability, content, or accuracy of third-party services, and your use of these services is subject to their respective terms and conditions.
Banksey does not endorse, guarantee, or assume responsibility for any third-party services.

9. Intellectual Property

All content and materials provided through the Services, including text, graphics, logos, and software, are the property of Banksey or its licensors and are protected by intellectual property laws.
You may not reproduce, distribute, or create derivative works from any content or materials provided through the Services without our prior written consent.
The Banksey name and logo are trademarks of Banksey. You are not permitted to use them without our prior written approval.

10. Termination

Banksey reserves the right to suspend or terminate your access to the Services at any time, with or without cause, and with or without notice, if you violate these Terms or for any other reason at our sole discretion.
Upon termination, your right to use the Services will immediately cease. All provisions of the Terms that by their nature should survive termination shall survive, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

11. Disclaimers and Limitation of Liability

The Services are provided on an "as-is" and "as-available" basis. Banksey makes no warranties, express or implied, regarding the Services, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
To the fullest extent permitted by law, Banksey shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the Services, including but not limited to loss of profits, data, or goodwill.
Banksey does not warrant that the Services will be uninterrupted, error-free, secure, or free from viruses or other harmful components.

12. Indemnification

You agree to indemnify, defend, and hold harmless Banksey, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in connection with your use of the Services or your violation of these Terms.
This indemnification obligation will survive the termination of these Terms and your use of the Services.

13. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the jurisdiction in which Banksey is established, without regard to its conflict of law principles.
Any legal action or proceeding arising under these Terms will be brought exclusively in the courts of that jurisdiction. You hereby consent to the jurisdiction and venue of such courts and waive any objections to the exercise of jurisdiction over you by such courts.

14. Changes to the Terms

Banksey reserves the right to modify these Terms at any time. Any changes will be effective immediately upon posting the updated Terms on the Services. Your continued use of the Services after the posting of changes constitutes your acceptance of such changes.
It is your responsibility to review these Terms periodically for any updates or changes.

15. Contact Information

If you have any questions or concerns about these Terms, please contact us at support@banksey.com.

The Banksey Membership costs $19.99 per month, with a 14-day trial period before any charges apply. This fee automatically renews unless canceled or if your Banksey account is closed. Cancellations can be made anytime via the app. Not all Banksey features are included in the membership; refer to the Terms for detailed information.

Premium, encompassing Banksey and all features within the Banksey Membership, carries a maintenance fee of $19.99/month, charged after the first 30 days. You can deactivate Premium or close your Banksey account anytime through the app.

To enhance our service, Plaid is used to securely connect your financial accounts and streamline transactions, ensuring a seamless integration of your financial data.

Displayed trademarks and logos are used for illustrative purposes only and are not endorsements or recommendations to buy or sell any securities.
Trademarks and logos shown belong to their respective owners and do not imply endorsements.

For more details, please refer to our Terms of Use and Privacy Policy.

Banksey

Terms of Use

Terms of Use

Terms of Use

1. Introduction

2. Eligibility

You must be at least 18 years old to use the Services. By using the Services, you represent and warrant that you meet this age requirement and that all information you provide is accurate, current, and complete.

If you are accessing or using the Services on behalf of a company or other legal entity, you represent and warrant that you have the authority to bind that entity to these Terms.

3. Account Registration and Security

To access certain features of the Services, you may be required to create an account. You agree to:

Provide accurate, current, and complete information during the registration process.

Maintain the security and confidentiality of your account credentials.

Notify us immediately of any unauthorized use of your account or any other breach of security.

Banksey is not liable for any loss or damage arising from your failure to comply with these obligations.

4. Use of the Services

You agree to use the Services only for lawful purposes and in accordance with these Terms. You agree not to:

Use the Services in any manner that could disable, overburden, damage, or impair the functionality of the Services.

Attempt to gain unauthorized access to any portion of the Services, accounts, or networks connected to the Services.

Use the Services to engage in any illegal, fraudulent, or harmful activities.

Use any automated systems, including "robots," "spiders," or "offline readers," to access the Services in a manner that sends more request messages to the Banksey servers than a human can reasonably produce in the same period of time by using a conventional web browser.

5. Financial Information and Advice

Banksey provides tools and insights to help you manage your finances. However, Banksey does not provide legal, or tax advice. The information and insights provided by the Services are for informational purposes only and should not be relied upon as professional advice.

You should consult with a qualified professional before making any financial decisions based on the information provided by the Services.

6. User Content

You represent and warrant that you have the right to submit User Content and that it does not violate any third-party rights or any applicable laws.

Banksey reserves the right, but not the obligation, to monitor, review, and remove User Content at its sole discretion.

7. Privacy

Your use of the Services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using the Services, you agree to the terms of our Privacy Policy.

8. Third-Party Services

Banksey does not endorse, guarantee, or assume responsibility for any third-party services.

9. Intellectual Property

All content and materials provided through the Services, including text, graphics, logos, and software, are the property of Banksey or its licensors and are protected by intellectual property laws.

You may not reproduce, distribute, or create derivative works from any content or materials provided through the Services without our prior written consent.

The Banksey name and logo are trademarks of Banksey. You are not permitted to use them without our prior written approval.

10. Termination

Banksey reserves the right to suspend or terminate your access to the Services at any time, with or without cause, and with or without notice, if you violate these Terms or for any other reason at our sole discretion.

Upon termination, your right to use the Services will immediately cease. All provisions of the Terms that by their nature should survive termination shall survive, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

11. Disclaimers and Limitation of Liability

The Services are provided on an "as-is" and "as-available" basis. Banksey makes no warranties, express or implied, regarding the Services, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

To the fullest extent permitted by law, Banksey shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the Services, including but not limited to loss of profits, data, or goodwill.

Banksey does not warrant that the Services will be uninterrupted, error-free, secure, or free from viruses or other harmful components.

12. Indemnification

This indemnification obligation will survive the termination of these Terms and your use of the Services.

13. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the jurisdiction in which Banksey is established, without regard to its conflict of law principles.

Any legal action or proceeding arising under these Terms will be brought exclusively in the courts of that jurisdiction. You hereby consent to the jurisdiction and venue of such courts and waive any objections to the exercise of jurisdiction over you by such courts.

14. Changes to the Terms

Banksey reserves the right to modify these Terms at any time. Any changes will be effective immediately upon posting the updated Terms on the Services. Your continued use of the Services after the posting of changes constitutes your acceptance of such changes.

It is your responsibility to review these Terms periodically for any updates or changes.

15. Contact Information

If you have any questions or concerns about these Terms, please contact us at support@banksey.com.