How Can We Help?
How Can We Help?
How Can We Help?
What Can I Ask Banksey AI?
Not sure where to start? Or what to ask? That's okay! We're here to make it simple to manage your money. Before you text Banksey AI, check out some of our commonly asked questions below. Keep in mind, once you're messaging with a Banksey AI, we'll personalize our advice to fit your specific needs and goals.
Frequently Asked Questions
How do I make a budget?
We'll look at your regular income, monthly bills, and debt (like credit card balances or student loans) to create a custom spending plan for you. Next, we'll chat through your major financial goals (like saving for a house) and create a timeline for reaching them. And you probably want to know how much you can spend on the fun stuff each month. We'll help with that, too.
What are some good spending habits I should start?
We'll share our favourite tips! Here's one: wait 24 hours before making a big purchase so you buy responsibly, not on a whim.
How much can I afford to spend on a house?
It's different for everyone. We'll review your info and help you think about the major deciding factors, like how much you can save for a down payment, understanding mortgage requirements, and what overall price range makes sense for your lifestyle.
What's the difference between "good debt" and "bad debt?"
Not all debt is bad. Good debts, like student loans, mortgages, and business loans, can help you meet personal, career, and financial goals. We can help you prioritize repaying bad or toxic debts, like credit cards and payday loans.
What's the difference between a Roth IRA and traditional IRA? Which one should I have?
IRAs can be an important part of your retirement plan, even if you have access to a 401(k). These types of accounts provide their own benefits down the road, but there are contribution limits and income caps to consider.
With a Traditional IRA, contributions may be tax deductible, and you don't pay taxes on the interest and investment gains until the funds are withdrawn. A Roth IRA is a little different, with one major perk. You pay income taxes on the funds the year you contribute them. That means any interest or investment gains grow tax free over the lifetime of the account.
The Banksey Membership costs $19.99 per month, with a 14-day trial period before any charges apply. This fee automatically renews unless canceled or if your Banksey account is closed. Cancellations can be made anytime via the app. Not all Banksey features are included in the membership; refer to the Terms for detailed information.
Premium, encompassing Banksey and all features within the Banksey Membership, carries a maintenance fee of $19.99/month, charged after the first 30 days. You can deactivate Premium or close your Banksey account anytime through the app.
To enhance our service, Plaid is used to securely connect your financial accounts and streamline transactions, ensuring a seamless integration of your financial data.
Displayed trademarks and logos are used for illustrative purposes only and are not endorsements or recommendations to buy or sell any securities.
Trademarks and logos shown belong to their respective owners and do not imply endorsements.
For more details, please refer to our Terms of Use and Privacy Policy.
The Banksey Membership costs $19.99 per month, with a 14-day trial period before any charges apply. This fee automatically renews unless canceled or if your Banksey account is closed. Cancellations can be made anytime via the app. Not all Banksey features are included in the membership; refer to the Terms for detailed information.
Premium, encompassing Banksey and all features within the Banksey Membership, carries a maintenance fee of $19.99/month, charged after the first 30 days. You can deactivate Premium or close your Banksey account anytime through the app.
To enhance our service, Plaid is used to securely connect your financial accounts and streamline transactions, ensuring a seamless integration of your financial data.
Displayed trademarks and logos are used for illustrative purposes only and are not endorsements or recommendations to buy or sell any securities.
Trademarks and logos shown belong to their respective owners and do not imply endorsements.
For more details, please refer to our Terms of Use and Privacy Policy.
What Can I Ask Banksey AI?
Not sure where to start? Or what to ask? That's okay! We're here to make it simple to manage your money. Before you text Banksey AI, check out some of our commonly asked questions below. Keep in mind, once you're messaging with a Banksey AI, we'll personalize our advice to fit your specific needs and goals.
Frequently Asked Questions
How do I make a budget?
We'll look at your regular income, monthly bills, and debt (like credit card balances or student loans) to create a custom spending plan for you. Next, we'll chat through your major financial goals (like saving for a house) and create a timeline for reaching them. And you probably want to know how much you can spend on the fun stuff each month. We'll help with that, too.
What are some good spending habits I should start?
We'll share our favourite tips! Here's one: wait 24 hours before making a big purchase so you buy responsibly, not on a whim.
How much can I afford to spend on a house?
It's different for everyone. We'll review your info and help you think about the major deciding factors, like how much you can save for a down payment, understanding mortgage requirements, and what overall price range makes sense for your lifestyle.
What's the difference between "good debt" and "bad debt?"
Not all debt is bad. Good debts, like student loans, mortgages, and business loans, can help you meet personal, career, and financial goals. We can help you prioritize repaying bad or toxic debts, like credit cards and payday loans.
What's the difference between a Roth IRA and traditional IRA? Which one should I have?
IRAs can be an important part of your retirement plan, even if you have access to a 401(k). These types of accounts provide their own benefits down the road, but there are contribution limits and income caps to consider.
With a Traditional IRA, contributions may be tax deductible, and you don't pay taxes on the interest and investment gains until the funds are withdrawn. A Roth IRA is a little different, with one major perk. You pay income taxes on the funds the year you contribute them. That means any interest or investment gains grow tax free over the lifetime of the account.